This post is Part III of a four-part series to help occupational therapy students and practitioners find ways to fund their OT education.
This post is full of tips, advice, and resources for current OT students who are looking to save money as they pursue their degrees! In case you missed them, you can read the first two parts of my Funding Your OT Education series for advice about how to find funding for OT school and what you can do before starting OT school to make the most of your money.
Read on to learn about ways you can save as an OT student!
This post is Part II of a four-part series to help occupational therapy students and practitioners find ways to fund their OT education. You can read Part I here.
People who are applying to OT school are often in the difficult position of deciding which program they will attend before they have a 100% clear understanding of what their financial situation will be at each institution. It’s a tough spot to be in, but these tips will help potential OT students avoid as much debt as possible from the start of the application process onward.
Note: These tips are primarily geared towards students applying to graduate level occupational therapy programs, which are generally more expensive than occupational therapy assistant programs. However, much of the information still applies no matter which OT degree you are pursuing!
This post is Part I of a four-part series to help occupational therapy students and practitioners find ways to fund their OT education.
Welcome to Part I of the Gotta Be OT “Funding Your OT Education” series! The goal of this post is to introduce you to my tried-and-true method of identifying, organizing, and pursuing funding opportunities for your OT education. Whether you are a prospective student, a current student, a new graduate, or even a veteran therapist with student debt to repay, this series will help you understand how you can get off on the right foot or get on track with your educational expenses.
The diagrams below represent the way I recommend conceptualizing and organizing your funding search process. The pyramid structure represents the relationship between the level of funding and the number of competitors you’ll likely have for that funding. (The smaller the segment, the smaller the number of competitors, and vice versa.)
One of the many reasons why people don’t apply to graduate programs – or pursue further education at all – is that they believe it is too expensive. In the wake of the Great Recession, many people are struggling to make ends meet, and the thought of taking on [more] loans – even to pursue their dream career – is just too much.
Because I was fortunate enough to earn my way through two separate higher education programs with my tuition* fully covered at both, I want to share my story and offer the best advice I can about how to go about finding funding for your graduate education in occupational therapy (or anything else, for that matter!).
I’ll start by saying that my experience is somewhat rare, but it’s absolutely not unheard of. A friend of mine went from undergrad to her master’s to her PhD at the same institution without stopping, and she doesn’t owe a dime – I swear! She accomplished this by developing strong relationships with people in the departments where she studied to help her find funding, include her on funded projects, and connect her with other opportunities (and you can too!).
While I have changed schools since undergrad, I definitely haven’t changed tactics. If anything, my skills for finding and earning funding have only been further honed by my decision to pursue a graduate degree in occupational therapy. Lest you think that I am taking all of the credit for my achievements, I absolutely must credit the good Lord for all of the many blessings (financial and otherwise) in my life that have allowed me to go to school for almost nothing! I also have wonderful friends and family members who have read scholarship essays, cheered me on, and picked me up when times were not as good that I am so, so, thankful for.
With that said, I am going to be very open here about my financial situation, not because I am bragging or showing off, but to show others how I am paying for grad school and how you can go about funding your own OT education. Read on to find out how I’m becoming an OT for (almost) free!